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This link brings you to a 3rd Party Website, over which Standard Chartered Bank Malaysia Berhad has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank Malaysia Berhad makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank Malaysia Berhad's Important Legal Notices, Standard Chartered Bank Malaysia Berhad shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

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Enjoy privileges with Standard Chartered Platinum Mastercard® Basic credit card

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Enjoy privileges with Standard Chartered Platinum Mastercard® Basic credit card
  • Credit cards
  • Platinum Mastercard® Basic Rewards Credit Card

Enjoy privileges with Standard Chartered Platinum Mastercard® Basic credit card

Be rewarded with exciting card offers and privileges

Enjoy exciting card offers and privileges at over 4,000 outlets across Asia and earn 360º Rewards Points on everything you spend, all with the Standard Chartered Platinum Mastercard® Basic credit card.

Fees and Charges

CHARGES
DETAILS
Finance / interest charges 15-18% p.a.

Click here to know more about the Credit card Tiered Interest Rates
Annual Fees Waived for life
Service Tax Principal Card : RM25

Supplementary Card : RM25
Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50, whichever is higher
Late Payment Charges Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.

Late payments charges are capped at a maximum of RM100 per account
Cash Advance Fee Up to 5% or a minimum of RM25 will be imposed for each transaction
Overlimit Service A Fee of RM50 will be charged if Cardholder had exceeded his/her approved credit limit.
Conversion for Overseas Transactions 1. Transactions in a currency other than Ringgit Malaysia shall be converted at the exchange rate determined by Visa International / MasterCard Worldwide / the Bank and with such fees, charges and commission as determined by Visa International / MasterCard Worldwide on the date the transaction is processed.

2. The Bank will charge a 1% administration fee on the amount transacted in foreign currency or amount transacted overseas with any MasterCard Credit Card and/or Visa Credit Card.
Cross Border Fee Visa International / MasterCard Worldwide will impose a 1% cross border fee on online transactions at merchants with overseas payment gateway.
Click here to know more about the Credit card Fees & Charges.
The actual credit limit is subject to the Bank’s approval and will be made known when you receive your card.

Enjoy more benefits when you spend with us

Easy-Payment-Scheme

Convert your transactions into 0% easy payment scheme at selected merchants.

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Live The Good Life

Enjoy exclusive RM1 deals for Standard Chartered Card customers including Inside Scoop, Zus Coffee and many more.

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FlexiPay Plus

Stand to win iPhone 15 Pro Max and guaranteed RM50 Touch N Go e-voucher when you convert your spends.

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Mobile Wallet

Enjoy digital payment convenience with Samsung Pay, Apple Pay & Google Pay. Faster and more secure way to pay.

Cash-On-Call Plus

Get extra cash when you need it most at a low interest rate across a flexible range of repayment periods, with Standard Chartered Cash-On-Call Plus.

Read More More

Secured Payment Method

Better protection against fraud, with the added security of a 6-digit Personal Identification Number (PIN).

3D Secure Service

Enjoy peace of mind when you shop online with 3D secure – an online transaction security service facilitated by VISA and Mastercard®.

Emergency Overseas Card Replacement

Lost or had your card stolen overseas? Call us at +603 7849 6888 to issue a replacement card that can be sent to you almost anywhere in the world.

RM1 DEALS
RM1 DEALS, ALL YEAR LONG

Enjoy savings at Inside Scoop, ZUS Coffee and more with your Standard Chartered credit cards.

Terms and conditions apply

Platinum Mastercard® Basic eligibility

Fixed Salary

  • Application Eligibility
    • Principal Card Age: 21 – 65 years old
    • Supplementary Card Age: 18 – 65 years old
    • Principal Card Minimum Annual Income: RM24,000 p.a.

    For Existing Standard Chartered Credit Cardholders

    No documents are required.

    However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

  • For New Customers 

    Salaried

    (Private Sector/ Directors/ Employers drawing salary/ Staff of Standard Chartered / Subsidiaries)

    • Copy of NRIC (Front & Back) AND
    • Latest 2 years EPF statements (PDF copy downloaded from the KWSP i-Akaun website/mobile app) Click here

    Note: Effective 13 May 2024, please ensure that “Account 3” is shown in your latest downloaded EPF statement

    Salaried (Government Sector) / Self-Employed

    • Copy of NRIC (Front & Back) AND
    • Download your latest BORANG B/BE Form & Acknowledgement Summary Page Click here

Non-Fixed Salary

  • Application Eligibility
    • Principal Card Age: 21 – 65 years old
    • Supplementary Card Age: 18 – 65 years old
    • Principal Card Minimum Annual Income: RM24,000 p.a.

    For Existing Standard Chartered Credit Cardholders

    No documents are required.

    However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

  • For New Customers

    Salaried

    (Private Sector/ Directors/ Employers drawing salary/ Staff of Standard Chartered / Subsidiaries)

    • Copy of NRIC (Front & Back) AND
    • Commission Statement & Bank Statement

    Salaried (Government Sector) / Self-Employed

    • Copy of NRIC (Front & Back) AND
    • Download your latest BORANG B/BE Form & Acknowledgement Summary Page Click here

Terms and conditions

Rewards Redemption Catalogue

Redemption Catalogue

Items are subject to stock availability at the point of redemption.

Important Information

Click here for Privacy Statement (PDPA)

Click here for Client and Credit Card terms

Click here for Product Disclosure Sheet (PDS)